8/21/2025
Why Group Plans Aren’t Always the Best Choice
For small businesses—especially those with fewer than 20 employees—traditional group plans can be:
- Overpriced – Higher premiums for less flexibility
- Restricted – Local-only networks that limit care access
- Limited in Options – Many local brokers can only offer a handful of plans
The Advantage of Working with a National Broker
As a national broker, I have access to exclusive plans and carriers many local brokers don’t. This means:
- More competitive rates
- Broader plan selection
- Ability to mix and match coverage for employees’ specific needs
The Bottom Line
If you’re a business owner on a group plan, there’s a good chance you’re overpaying for less coverage—and you might not even know it.
Final Thought: Don’t let your group plan drain your profits. The right broker can help you cut costs and improve benefits.
Call or text (716) 503-1113 to see how much your business could save.