8/21/2025
What They Cover
These policies typically provide a lump-sum payout if you’re diagnosed with a covered condition, such as:
- Cancer
- Heart attack
- Stroke
- Organ failure
Why This Matters
Even the best health insurance can leave you with:
- Large deductibles
- High coinsurance amounts
- Non-medical expenses (travel, lost income, household bills)
A critical illness or cancer plan gives you financial backup, so you can focus on healing instead of worrying about how to pay your bills.
No Waiting for Open Enrollment
One of the best parts? You don’t have to wait for open enrollment, and you don’t have to change your current health insurance. You can add this layer of protection at any time.
Final Thought: A serious illness can hit anyone, anytime. Having a stand-alone policy in place means you’re prepared—not just medically, but financially.
Want to learn more about adding critical illness or cancer coverage? Call (716) 503-1113 for details and a free quote.